creditor agrees to forgive the remaining balance. However, with the bogus Credit Card Debt Termination program, promoters claim that you won't need to pay anything at all (except their outrageous fees, naturally). They make the surprising claim that you can legally wipe away your debts simply by using their super-duper magic documents. Based on some legal mumbo-jumbo, the claim is made that you really didn't borrow any money from your creditors! In order to understand this scam, a little background is necessary. Remember the tax protest movement back in the 1970s? People were claiming that the IRS tax collection system was unconstitutional, and based on their misinterpretation of the tax code, they refused to pay taxes. The IRS came down hard on the tax protest movement, and through the court system, they blew holes in all the legal arguments put forth by the protesters. The Credit Card Debt Termination scam is a lot like the tax protest movement. In fact, among collection professionals, it's called the "monetary protest movement." Just like the tax protest movement, there is a common theme that runs through all of the promotional materials issued by the monetary protestors. The basic idea is that our Federal Reserve monetary system and generally accepted accounting principles (GAAP) do not permit banks to loan out their own money. Therefore, according to their interpretation, the credit card banks are the ones running the scam on the American public. Stay with me here, because the logic is pretty strange. If a bank cannot lend its own money, how does a credit card bank extend credit? The claim here is that your credit card agreement itself becomes a form of money (known as a promissory note) the moment you sign it. The idea is that the bank "deposits" your agreement as an asset on their books, and then any credit you use is offset as a liability against that asset. In other words, the core concept here is that you literally borrowed your own money from the credit card bank. So let's say your balance with ABC Credit Card Bank is $10,000, which you borrowed against the card to make everyday purchases. The scam promoters say all you need to do is notify the bank that you want your original "deposit" back. However, you will permit the bank to offset the amount you borrowed against the amount you have on "deposit." Presto! You don't owe the balance anymore! Now, as you can imagine, the banks don't take kindly to such tactics. Many of the consumers using this technique
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Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Fabricia Lorrane Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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